The number one reason businesses fail is cash flow.

MeChat Universe uses a virtual character to teach business, economics, civics, and financial literacy and offers a business simulation game so users have the ability to apply those concepts in the real-world.

While users are not required to play in MeChat Universe users will need to subscribe to one of the below annual character packages in order to access the country club and membership benefits.

Before choosing an annual character package users need to understand the basics and have a general idea on what you need to achieve to reach the next financial level in life.

How Much Are Character Profile Packages?

To level up in MeChat Universe each user must use their virtual character to start a business inside their virtual space, based on

• character profile
• financial literacy level
• virtual real estate size
• business owner perks
• number of jobs the virtual real estate can create
• number of startups the virtual real estate can incubate
• market factors involving virtual real estate

To add virtual real estate to your character’s virtual space visit one of the Universe Maps on www.MeChat.Us. 

There are several types of virtual real estate characters can own:

1. MAPS
2. DISTRICTS
3. PARCELS
4. PLOTS
5. ACRES
6. LOTS

Note: MAPS require a 7 to 11 year membership commitment.

Get 1 custom virtual 2D MAP created with resell-able, virtual Districts, Parcels, Plots, Acres, and Lots according to your requirements. 

Below are 2022-2023 character packages Bundled with:

• character profiles
• virtual real estate 
• membership perks
• and more. 

VIP MEMBERSHIPS must join the American Family DAO as represented by holding Family Coins until December 2032 when FAMILY COINS is expected to normalized.

LEVEL 14 VIP DISTINGUISHED MEMBERSHIP: OPEN A VIRTUAL PHILANTHROPY OFFICE & BECOME THE KING/QUEEN OF YOUR OWN UNIVERSE

NOT AVAILABLE THIS SEASON per virtual Universe Map with (negotiable) startups. 

King/Queen creates a Map of their virtual universe that includes: (3D/AR extra fee)

Total Due Today: NOT AVAILABLE THIS SEASON

• Non Refundable: NOT AVAILABLE THIS SEASON (first year membership)
• Refundable After 90 days: $100 million (minimum deposit)
• Setup Fee: waived

1. Min Universe Membership: NOT AVAILABLE THIS SEASON per year
2. Transaction Fees: 2%
3. Annual Target Return: 7%-18%
4. Min Balance for Return: $100 million
5. Estimated Min Earnings: $TBA

• Number of Startups This District Creates: e-mail us
• Your Role In the District: King/Queen
• Peer Class Level: Icons
• Annual Peer Class Membership: NOT AVAILABLE THIS SEASON per year. No bidding at Auction. Flat Rate
• Virtual Real Estate Type: District
• Financial Literacy District: Level 14
• 14-Level Financial Literacy Program Included: Level 14
• Virtual Real Estate Included: 1 virtual map, up to 50 map districts
• Financial Literacy Empowerment Dinner Access: 12 VIP Royal Dinner Tickets
• Travel Accommodations: All Inclusive. Private Flight
• Shuttle Service: Black Car Shuttle Service
• Miami Yacht Party Invite: 12 Invites
  Miami City Pass:  12 Miami City Passes
• Universe Maps Available for Auction: 1. NOT AVAILABLE THIS SEASON
• Additional Responsibilities: Use your Universe Map to form a management team to make your district more desirable than all other districts through events, benefits, tools, support, and reward programs. 
• Perfect For: Establishing a Virtual Philanthropy Office. 
• Note: For more info about Virtual Philanthropy Offices click here

LEVEL 12 VIP DISTINGUISHED MEMBERSHIP: OPEN AN $1 BILLION MULTI-GENERATIONAL OFFICE & BECOME THE LORDE OF YOUR OWN VIRTUAL GALAXY

$1 billion per district. Become a Lorde over a Virtual Galaxy with 100,000 startups. 

Lordes create a Map of their virtual galaxy that includes: (3D/AR extra fee)

Total Due Today: $1 billion per Galaxy

• Non Refundable: $1 billion (first year membership)
• Refundable After 90 days: $25 million (minimum deposit)
• Setup Fee: waived

1. Min Galaxy Membership: $1 billion per year
2. Transaction Fees: 2%
3. Annual Target Return: 7%-12%
4. Min Balance for Return: $25 million
5. Estimated Min Earnings: $TBA

• Number of Startups This District Creates: 100,000 Startups. Owner receives 100,000 startups for free, spread across plots and acres according to the owners strategy.
• Your Role In the District: King/Queen
• Peer Class Level: VIP
• Annual Peer Class Membership: $1 billion per year. No bidding at Auction. Flat Rate
• Virtual Real Estate Type: District
• Financial Literacy District: Level 12
• 14-Level Financial Literacy Program Included: Level 12
• Virtual Real Estate Included: 1 virtual map, up to 50 map districts
• Financial Literacy Empowerment Dinner Access: 8 VIP Royal Dinner Tickets
• Travel Accommodations: All Inclusive. Private Flight
• Shuttle Service: Black Car Shuttle Service
• Miami Yacht Party Invite: 8 Invites
• Miami City Pass:  8 Miami City Passes
• Galaxy Maps Available for Auction: 1 Galaxy Map per season
• Additional Responsibilities: One Galaxy pull 100,000 startups per year out poverty. Use your Galaxy Map to form a management team to make your district more desirable than all other districts through events, benefits, tools, support, and reward programs. 
• Perfect For: Establishing a Virtual Mult-Generational Office. 
• Note: For more info about Multi-Generational Offices click here

LEVEL 11 VIP DISTINGUISHED MEMBERSHIP: OPEN A $543 MILLION VIRTUAL SHAREHOLDERS OFFICE & BECOME THE COMMISSIONER OVER A VIRTUAL PLANET

$542,960,250 per district. Become a Commissioner over a Virtual Planet with 35,000 startups. 

Commissioners create a Map of their virtual planet that includes: (3D/AR extra fee)

Total Due Today: $542,960,250 per Planet

• Non Refundable: $542,960,250 (first year membership)
• Refundable After 90 days: $3 million (minimum deposit)
• Setup Fee: waived

1. Min Planet Membership: $542,960,250 per year
2. Transaction Fees: 2%
3. Annual Target Return: 7%-11%
4. Min Balance for Return: $3 million
5. Estimated Min Earnings: $TBA

• Number of Startups This District Creates: 35,000 Startups. Owner receives 35,000 startups for free, spread across plots and acres according to the owners strategy.
• Your Role In the District: King/Queen
• Peer Class Level: VIP
• Annual Peer Class Membership: $542,960,250 per year. No bidding at Auction. Flat Rate
• Virtual Real Estate Type: District
• Financial Literacy District: Level 11
• 14-Level Financial Literacy Program Included: Level 11
• Virtual Real Estate Included: 1 virtual map, up to 26 map districts
• Financial Literacy Empowerment Dinner Access: 6 VIP Royal Dinner Tickets
• Travel Accommodations: All Inclusive. Private Flight
• Shuttle Service: Black Car Shuttle Service
• Miami Yacht Party Invite: 6 Invites
• Miami City Pass:  6 Miami City Passes
• Planet Maps Available for Auction: 1 Planet Map per season
• Additional Responsibilities: Use your Planet Map to form a management team to make your district more desirable than all other districts through events, benefits, tools, support, and reward programs. 
• Perfect For: Establishing a Virtual Shareholders Office. 
• Note: For more info about Virtual Shareholders Offices click here

THE FOLLOWING VIRTUAL REAL ESTATE ARE LOCATED ON THE MAPS FROM ABOVE

💚💙🏘🌎    

💚💙🏦🌎

 👇🏾

LEVEL 6 VIP CORPORATE MEMBERSHIP: BE THE FIRST TO COMMISSION A $15 MILLION DIAMOND DISTRICT & BECOME A BOARD MEMBER OVER THAT DISTRICT

$14,960,250 per diamond district. Become a Congressional Board Member over any Map District and receive higher APY and reflections on your balances. 

The primary function of congressional Board Member is to create a constitution for the district to establish provisions that governors can implement, such as:

1. Provide Basic goods, Services, and “options” for the good of your world, and by extension all members in the Universe.
2. Manage interference with externalities by creating laws, restrictions, and the standards for your world.
3. Budget Control: Make sure that expenditures does not exceed your income. Income derives from revenue, taxes, and fees
4. Distribution of Income: create regulations for your market, securing minimum incomes, providing more “equality” 
5. Benefits: Life, Health, Pension, basic income, etc.: These benefits extend to people in your world only.
6. Maintain at least 1 MeChat Universe Business Center in a local opportunity zone
7. Govern Good Life Centers. Do not micro manage Parcel Owners
8. Meetings: meet with Parcel Owners once per Quarter
9. Appoint an HOA (like a city Council) for the District, 51% must be parcel owners
10. Entertainment
11. Software:

Congressmen Diamond District includes:

Total Due Today: $14,960,250 per District

• Non Refundable: $14,960,250 (first year membership)
• Refundable After 90 days: $150,000 (minimum deposit)
• Setup Fee: waived

1. Min Congressional Membership: $14,960,250 per year
2. Transaction Fees: 3%
3. Annual Target Return: 7%-12%
4. Min Balance for Return: $150,000
5. Estimated Min Earnings: $TBA

• Number of Startups This District Creates: 1,000 startups. Owner receives 1,000 startups for free, spread across plots and acres inside 1 parcel according to the owners strategy.
• Your Role In the District: Supervising Sponsor
• Peer Class Level: VIP
• Annual Peer Class Membership: $14,960,250 per year. No bidding at Auction. Flat Rate
• Virtual Real Estate Type: District
• Financial Literacy District: Level 6
• 14-Level Financial Literacy Program Included: Congressional Board Member 
• Virtual Real Estate Included: 1 virtual district, with 100 virtual parcels
• Financial Literacy Empowerment Dinner Access: 4 VIP Diamond Dinner Tickets
• Travel Accommodations: All Inclusive. 4 First Class Flights (if available)
• Shuttle Service: Black Car Shuttle Service
• Miami Yacht Party Invite: 4 Invite
• Miami City Pass:  4 Miami City Passes
• Districts Available for Auction: 25-36. 
• Additional Responsibilities: Use your Diamond District to form a management team to make your district more desirable than all other districts by hosting local events, benefits, tools, support, and reward programs. 
• Perfect For:
• Note:

LEVEL 5 VIP CORPORATE MEMBERSHIP: INVEST IN A $1.25 MILLION HIGH YIELD PARCEL & BECOME THE GOVERNOR OVER THAT PARCEL

$1,254,902 per Platinum Parcel. The governor is the chief executive position of the parcel, plot, and their neighborhoods. 

The primary function of the governor is to:

1. preserve, protect and defend the constitution and the District
2. Propose new or adjustment legislation on behalf of their Parcel
3. Manage, meet monthly and negotiate with Plot owners
4. Solve disruptive disputes within their Parcel
5. In charge of Parcel Suspensions, clemency and reprieve
6. Interface with other parcels and plot owners
7. Conduct Ceremonies, present awards
8. Create at least one local Good Life Centers in your local area to engage in Community Outreach

As Governor, become a Business Incubator to plots and neighborhood tenants and unlock your potential to orchestrate a virtual world that impacts millions of entrepreneurs who invest in you for guidance, virtual real estate, physical space, capital, coaching, and networking connections.  

Parcels are categorized by the number of plots it contain larger than the 1X1 green parcel displayed on District Maps. 

The smallest parcel is called a “Collective” and includes 9 plots:

• (Small) Collective (3x3) 
• (Medium) Large Parcel (6X6) 
• (Large) Premium Parcel (12X12)
• (XL) Estate Parcel (24x24)

According to Knight Frank's The Wealth Report, there are 521,653 ultra wealth people with $30 million+  globally, however only 7,000 virtual real estate parcels will be sold. 

Because of parcel scarcity, parcel bids begin at $1.25 million. 

For oversight over your investment your Platinum Parcel Includes:

Total Due Today: $1,254,902 per Parcel

• Non Refundable: $1,254,902  (first year membership)
• Refundable After 90 days: $50,000 (minimum deposit)
• Setup Fee: waived

1. Min Governor Membership: $1,254,902  per year
2. Transaction Fees: 3%
3. Annual Target Return: 3%-7%
4. Min Balance for Return: $50,000
5. Estimated Min Earnings: $TBA

• Number of Startups This Parcel Creates: 100 Startups. Owner receives 100 startups for free, spread across 9 plots with each plot including 11 acres.
• Your Role In the Startup: Governor
• Peer Class Level: Sponsor
• Annual Peer Class Membership: $1,254,902 per year. No bidding at Auction. Flat Rate
• Virtual Real Estate Type: Parcel
• Financial Literacy District: Level 5
• 14-Level Financial Literacy Program Included: Governor
• Virtual Real Estate Included: 9 Virtual Plots
• Financial Literacy Empowerment Dinner Access: 2 VIP Platinum Dinner Tickets
• Travel Accommodations: All Inclusive. 2 First Class Flight. (If available)
• Shuttle Service: Black Car Shuttle Service
• Miami Yacht Party Invite: 2 Invites
• Miami City Pass:  2 Miami City Passes
• Parcels Available for Auction: 10,000 Platinum Parcels. One Time Sale
• Additional Responsibilities: Use your Platinum Parcels to create leadership programs, events, benefits, tools, support, and reward programs for Mentors in your neighborhood so they know how to make your parcel more desirable than all other parcels in the district. 
• Perfect For: Investment Funds, Business Incubators, Community Funds
• Note: 

LEVEL 4 CORPORATE MEMBERSHIP: GET A $725,000 GOLD PLOT & BECOME THE DUKE/DUCHESS OF A PLOT 

$725,000 per Gold Plot. As Duke/Duchess:

1. Become a Mentor to other Startups in MeChat Universe
2. Solve disputes within their neighborhood
3. Ensure Startups are efficient
4. Boost morale, entrepreneur spirit of the whole plot
5. Meet with Startups once per month
6. Assign Plot Committee to discover Startup leaders, establish workforce boards, and create policies, handle workforce issues, and design education programs about your industry.
7. Help entrepreneurs grow their startups annual revenue and efficiency through executive coaching, the educational programs that you create and by forming peer advisory groups

In addition to oversight over your investment your Gold Plot Includes:

Total Due Today: $725,000 per Plot

• Non Refundable: $725,000  (first year membership)
• Refundable After 90 days: $15,000 (minimum deposit)
• Setup Fee: waived

1. Min Governor Membership: $725,000 per year
2. Transaction Fees: 3%
3. Annual Target Return:  2%-5%
4. Min Balance for Return: $15,000
5. Estimated Min Earnings: $TBA

• Number of Startups This Plot Creates: 62. Owner receives 62 startups for free, spread across acres.
• Your Role In the Startup: Duke/Duchess
• Peer Class Level: Royalty
• Annual Membership: $725,000 per year. No bidding at Auction. Flat Rate
• Virtual Real Estate Type: 1 Virtual Plot
• Financial Literacy District: Level 4
• 14-Level Financial Literacy Program Included: Duke/Duchess
• Virtual Real Estate Included: 1 Virtual Franchise
• Financial Literacy Empowerment Dinner Access: 2 General Gold Dinner Tickets.
• Travel Accommodations: All Inclusive. 2 General Flights Seat
• Shuttle Service: Black Car Shuttle Service
• Miami Yacht Party Invite: 2 Invites
• Miami City Pass: 2 Miami City Passes
• Plots Available for Auction: 1 million Gold Plots per year
• Additional Responsibilities: Use your Gold Plot as District Ambassadors. As the front line defense, District Ambassadors ensure that everyone in their neighborhood have the bests too to succeed. 
• Perfect For: Established CEOs, executives, business personality 
• Note: Franchises are rented from inside any acre or plot.

LEVEL 3 CORPORATE MEMBERSHIP: INVEST IN A $25,750 SILVER ACRE SYSTEM & START A VIRTUAL STARTUP WITH SUPPORT FROM YOUR VIRTUAL NEIGHBORHOOD

$25,750 per Silver Startup Acre to become a Startup in MeChat Universe.  The primary function of a Startup is:

1. Create a sustainable, efficient business

For oversight over your investment your Silver Acre Includes:

Total Due Today: $25,750 per Acre

• Non Refundable: $25,750 (first year membership)
• Refundable After 90 days: $1,500 (minimum deposit)
• Setup Fee: waived

1. Min Governor Membership: $25,750 per year
2. Transaction Fees: 3%
3. Annual Target Return:  .05%-3%
4. Min Balance for Return: $1,500
5. Estimated Min Earnings: $TBA

• Number of Startups This Acre Creates: 100 FRANCHISES
• Your Role In the Startup: Owner. Orchestrator.
• Peer Class Level: Startup
• Annual Peer Class Membership: $25,750 per year. No bidding at Auction. Flat Rate
• Virtual Real Estate Type: 1 Virtual Silver Acre
• Financial Literacy District: Level 3
• 14-Level Financial Literacy Program Included: Startup
• Virtual Real Estate Included: 1 Virtual Franchise
• Financial Literacy Empowerment Dinner Access: 1 General Silver Dinner Ticket
• Travel Accommodations: General Flight To Events
• Shuttle Service: General Shuttle
• Miami Yacht Party Invite: No
• Miami City Pass: 1 Miami City Passes
• Acres Available for Auction: 1,000,000 Silver Acres per year
• Additional Responsibilities: Invest less than $500 per month to become financial literate.
• Perfect For: 
• Note: Franchises are rented from inside any acre or plot. Each Startup Includes 30 Franchises

LEVEL 2: LEASE A $3,500 VIRTUAL LOT & OPEN A VIRTUAL FRANCHISE THAT MATCHES THE STARTUP

Get MeChat Universe Business Startup Checklist. Be part of the international conversation on how to achieve financial freedom through purposeful leadership. Franchise gives you the ability to request software systems that automate a specific aspect of your business.

Your Franchise Lot receives:

Total Due Today: $3,500 per Lot

• Non Refundable: $3,500 (first year membership)
• Refundable After 90 days: $500 (minimum deposit)
• Setup Fee: waived

1. Min Governor Membership: $3,500 per year
2. Transaction Fees: 3%
3. Annual Target Return: .02%-2%
4. Min Balance for Return: $500
5. Estimated Min Earnings: $TBA

• Number of Startups This Franchise Creates: 0
• Your Role In the Startup: Freelancer
• Peer Class Level: General Hobbyist
• Annual Peer Class Membership: $3,500 per year. No bidding at Auction. Flat Rate
• Virtual Real Estate Type: 1 Virtual Lot
• Financial Literacy District: Level 2
• 14-Level Financial Literacy Program Included: 1 Virtual Franchise
• Virtual Real Estate Included: Mobile Checkout System 
• Financial Literacy Empowerment Dinner Access: Live Viewing Party and Chat Room. Hear all guest speakers. Nominees are invited. 
• Travel Accommodations: None. Extra Fee
• Shuttle Service: None. Extra Fee
• Miami Yacht Party Invite: No
• Miami City Pass: None
• Lots Available for Auction: Unlimited Franchise Lots per year
• Additional Responsibilities: Use your Franchise to start generating revenue from the skills you're good or knowledgable with.
• Perfect For: Freelancers, Monetizing Hobby, Skill, or Passion
• Note: Franchises are rented from inside any acre or plot.