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As of June 1, 2021 MeChat is open for Beta testing. We thank you for your support and patience as we grow to becoming the #1 Marketplace for Online Shopping, QR Codes, and helping entrepreneurs build successful businesses, that last.
MeChat.us officially launches JULY 3, 2023. 🚀
Effective date: August 27, 2020
MeChat.us do not claim any ownership in users Content; however, users grant MeChat.us all of the license rights granted herein so that we can operate, maintain, market, and improve our Services.
MeChat.us reserves the right to protect and defend the welfare of the community and resident’s health, safety, and constitutional rights, especially freedom of expression, of the press, the right of residents to peaceably assemble, petition, protest, and redress grievances using Services about Services. MeChat.us empowers users to remove themselves from Services which offends them.
MeChat.us does not share our customer's personal information with third parties for direct marketing purposes. However, the following information may be shared as follows:
User will take all available steps and precautions to prevent fraud, theft, outdated, false, inaccurate, or incomplete information, or misappropriation of transactions. Users will not engage in activities or methods that may cause users to lose confidence or trust in Services.
Users may not use MeChat.us for activities that pertain to transactions involving: illegal narcotics, steroids, controlled substances, or other products that present a risk to consumer safety, items that encourage, promote, facilitate or instruct others to engage in illegal activity, stolen goods including digital and virtual goods, services that facilitate the financial exploitation of others, ammunition, firearms, firearm parts and/or accessories, weapons or knives that are unlawful in users’ domicile. Please follow the laws of your jurisdiction and adhere to prudence when in doubt.
Don’t make reports without evidence
If you don’t have evidence chances are we don’t either. Incomplete reports will be closed or put on hold until further evidence can be obtained.
Do not block Services of other users
The Urban Dictionary refers to this action as a “Hater, a person that simply cannot be happy for another person's success.” Do not engage in poor sportsmanship by attempt to sabotage a transaction or Service. Egregious Hater-ish actions, at MeChat.us’s discretion, may result in: suspension from Services including the right to enter into transactions, and/or loss of access to Services indefinitely.
Don’t engage with creepy users or jerks
MeChat.us has a relaxed free speech and expression policy; therefore, immature users (including haters) may outnumber mature users. Don’t be a jerk or engage with jerks or creeps.
Users should not ask for money or Services; accept through approved Services. Unauthorized Solicitation also includes consistently and intentionally, publishing off-topic in discussions. Please keep your comments relevant to the blurb or Services. Unauthorized Solicitation is a form of spam.
Some content and actions are more egregious then others and while any content can be offensive some content is considered by MeChat.us to be Prohibited Actions. Prohibited Actions may even result in users arrest, irrespective of MeChat.us’s discretion, and includes, but is not limited to:
Violating Discouraged Actions or Restricted Actions, specially to evade temporary or permanent suspension, may result in users suspension, removal of users access to Services, legal action, suspended indefinitely, or outright expulsion from MeChat.us. Discouraged Actions are:
Additional Restricted Actions
The following is included in restricted actions:
MeChat.us reserves the right to keep our residents safe and will track transactions exhibiting terrorist activity such as purchasing explosives, including transactions of: toxic, flammable, radioactive materials, or other goods and Services subject to government regulation.
MeChat.us does not tolerate unlawful harassment or any mistreatment of users regardless if harassment is occurring on Services or in the workplace. Depending on the seriousness of the situation users who are dealing with harassment should:
For clarity, harassment is the unwanted and unwarranted repetitive use of: words, signs, jokes, pranks, intimidations, physical contact, implied contact, or violence towards users. Harassment is not determined by the intent of the offender, if harassment has occurred it is subjective to how users welcomed your advances. When in doubt if the behavior or action is a form of harassment, just don’t do it. In addition, MeChat.us considers the following actions as harassment, but is not limited to:
MeChat.us has a zero tolerance policy on discrimination on the basis of race, nationality, ethnicity, religion (or belief, where applicable), disability, sexual orientation, veteran status, or any other protected category under applicable federal law, and where applicable state and local law, including Title VII of the Civil Rights Act of 1964, the Age Discrimination Act of 1967, and the Americans with Disabilities Act of 1990.
Sexual harassment includes unwelcomed sexual advances, requests for sexual favors, or other interaction suggesting sexual nature when users have been asked by another user to stop initiating sexual advances, or:
Sexual Harassment also includes physical sexual advances including unwelcome, unwanted physical contact, including touching, tickling, pinching, patting, brushing up against, hugging, cornering, kissing, fondling, and forced sexual intercourse or assault.
INTERNET SAFETY TIPS
Users are solely responsible for the confidentiality of their Identities and Account including: password safety, not clicking on email links that appear to be from MeChat.us unless the link opens MeChat.us, and not logging out. Users accepts responsibility for all activities that occur in users Account. Although MeChat.us secures your communications into the Community there are additional things users can do to protect your data and yourself inside of the Community by avoiding unnecessary risks by:
If you are in immediate physical danger, please contact 911. If you're going through something difficult and the threat isn't immediate please contact the National Suicide Prevention Lifeline at http://www.suicidepreventionlifeline.org or call 1 800 273 TALK (8255). For LGBT users there is The Trevor Project (http://www.thetrevorproject.orga); and for Veterans and Military you can contact:
If users suspects abuse of another user or believes users are in immediate danger, call 911.
MeChat.us complies with the provisions of the Digital Millennium Copyright Act applicable to Internet service providers (17 U.S.C. §512, as amended). If users believe that users work has been copied on Services in a way that constitutes copyright infringement, please file an Infringement Report by emailing: [email protected] RE:DCMA, with notice in accordance with the requirements of the Digital Millennium Copyright Act and this Terms, including:
Freedom of Expression
MeChat.us protects users’ freedom of expression. At the discretion of MeChat.us, protected content includes:
For clarity, MeChat.us does not permit copyright-infringing activities on Services.
Users consent to receive communications from us electronically. MeChat.us will communicate with users by e-mail to your registered email address or by posting notices on this Website and/or through our Services. Users agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
this Terms and the relationship between users and MeChat.us shall be governed by the laws of the State of Georgia without regard to its conflict of law provisions. Users agree to first contact MeChat.us regarding any claim or controversy arising out of or relating to this Terms or users participation in Services. For any claim (excluding claims for injunctive or other equitable relief), the Released Parties (included in, “users”) requesting relief may elect to resolve the dispute in a cost-effective manner through binding non-appearance-based arbitration. If users elect arbitration, users will initiate such arbitration through an established alternative dispute resolution (ADR) provider mutually agreed upon by the affected parties.
Any such arbitration, to the extent necessary, shall be conducted in Atlanta, Georgia. To the extent permitted by law, users agree that users will not bring, join, or participate in any class action lawsuit as to any claim, dispute or controversy that users may have against MeChat.us. Users agrees to the entry of injunctive relief to stop such a lawsuit or to remove it as a participant in the suit. Users agrees to pay the attorney’s fees and court costs that MeChat.us incurs in seeking such relief. Users also agrees, with respect to any dispute with Released Parties arising out of or relating to this Terms, that users participation in Services is an acceptance that:
Notice of Arbitration; Process
Before contacting another agency for any dispute arising from users use of Services for any reason, users agree to Report a Grievance here to MeChat.us and allow MeChat.us 90 days to resolve your grievance before contacting a third party agency. Failure to notify MeChat.us of users grievance 90 days before contacting a third party to resolve users grievance will be considered a chargeback. For each chargeback that forced a fee upon MeChat.us will be paid by the violating users 150% of what we are charged. Users who intends to seek arbitration must first send a written notice of the dispute by certified U.S. Mail (signature required) to: 3877 Winchester Road Ste 6 Memphis, TN 38118, attention: MeChat.us- Arbitration. The Notice of Arbitration must:
Users or MeChat.us (collectively in, “Parties”) will make good faith efforts to resolve the claim directly, but if Parties do not reach an agreement within 90 days after the Grievance Report is received, Parties may commence an arbitration proceeding. All arbitration proceedings between Parties will be confidential unless otherwise agreed by Parties in writing. During the arbitration, the amount of any settlement offer made by Party must not be disclosed to the arbitrator until after the arbitrator makes a final decision and award, if any. If the arbitrator awards Party an amount higher than the last written settlement amount offered by other Party in settlement of the dispute prior to the award, loosing Parties will pay to winning Parties the amount awarded by the arbitrator. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. The arbitration shall be conducted by telephone, online and/or be solely based on written submissions. Party initiating the arbitration shall choose the specific manner.
In addition, if users commence arbitration against MeChat.us in accordance with this Terms, MeChat.us will not reimburse users for payment of the filing fee, unless as decided in final award by arbitrator. Any arbitration hearing will take place at a location to be agreed upon in Atlanta, GA, but if the claim is for $10,000 or less, Prosecuting Parties may choose whether the arbitration will be conducted: (a) solely on the basis of documents submitted to the arbitrator; (b) through a non-appearance based telephone hearing; or (c) by an in-person hearing as established by the Arbitrary Rules in Atlanta, GA.
If the arbitrator finds that either the substance of Prosecuting Parties claim or the relief sought in the demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the Prosecuting Parties agrees to reimburse Defending Parties for any payment previously disbursed and of all fees incurred by the arbitration process. Regardless of the manner in which the arbitration is conducted, the arbitrator must issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based. The arbitrator may make rulings and resolve disputes as to the payment and reimbursement of fees or expenses at any time during the proceeding and upon request from either Party made within 14 days of the arbitrator’s ruling on the merits.
Modifications to Arbitration Policies
MeChat.us reserves the right to make any change to arbitration Policies. Users may reject by immediately terminating use of Services.
Improperly Filed Litigation
All claims users bring against MeChat.us or in respect of Services must be resolved in accordance with this Terms. All claims filed or brought contrary to this Terms shall be considered improperly filed which is a breach of this Terms. Should users file a claim contrary to this Terms, MeChat.us may recover attorney fees and costs (including in-house attorneys and paralegals), provided that MeChat.us has notified users, through Services, of the improperly filed claim and users have failed to promptly withdraw the claim.
MeChat.us shall not be liable for any issues or performance caused by circumstances beyond MeChat.us's reasonable control, including without limitation, acts of God such as flood, fire, earthquakes, plagues, pandemics, alien-in-nature (not of this world), or acts of governments to include: civil unrest, acts of terror, pandemics, presidential or congressional operations, war, strikes, or other labor problems, failures or delays.
If MeChat.us fails or delays in exercising any right, power or remedy, or to take action against any breaches of this Terms it does not mean that it waives its right at a later time to enforce the same.
MeChat.us primary operations is hosted and complies with applicable laws of United States of America; records official time based on USA Eastern Standard Time of Atlanta, GA. MeChat.us make no representation that Services is appropriate or available for use inside or outside of Atlanta, GA, United States. Services may be provided or accessed from countries or territories or by users where such access is illegal and prohibited. If users access Services users do so at your own risk. Users must follow the laws of their domicile pertaining to online conduct, communication and content, and to this Terms to the extent of law under their jurisdiction. MeChat.us will respect the territorial sovereignty of nation-states and their applicable laws pertaining to online communications, though we urge governments of the world to consider the Universal Declaration of Human Rights (UDHR) https://www.un.org/en/universal-declaration-human-rights/, specifically Articles 18, 19 and 20.
No Express or Implied Warranties.
OUR WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND WE EXPRESSLY DISCLAIM ALL WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, MeChat.us MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THIS WEBSITE'S CONTENT OR THE CONTENT OF ANY SITES LINKED TO THIS WEBSITE AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR SERVICES, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICES, (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY, AND/OR (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND (INCLUDING LOSS OR DAMAGE TO CONTENT). MeChat.us DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES OR ANY HYPERLINKED SERVICES OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND MeChat.us WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE. SOME JURISDICTIONS DO NOT ALLOW WARRANTIES TO BE EXCLUDED, RESTRICTED OR MODIFIED AND CONTAIN LIMITATIONS AS TO HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS OF LIABILITY MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER LEGAL RIGHTS WHICH VARY DEPENDING ON YOUR PLACE OF RESIDENCE. WE ARE NOT LIABLE FOR ANY DELAY OR FAILURE TO PERFORM RESULTING FROM ANY CAUSES BEYOND OUR REASONABLE CONTROL. AS SUCH, WE ARE NOT LIABLE FOR ANY ACTS OR OMISSIONS BY ANY OTHER PARTY FURNISHING A PORTION OF OUR SERVICES. USE OF OUR SERVICES AND ANY RELIANCE BY YOU UPON OUR SERVICES IS AT YOUR SOLE RISK. THIS INCLUDES ANY ACTION TAKEN BY YOU BECAUSE OF SUCH USE OR RELIANCE.
Limitation of Liability.
IN NO EVENT SHALL MeChat.us, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR SERVICES, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICES, (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY, AND/OR (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND (INCLUDING LOSS OR DAMAGE TO CONTENT), IN EACH CASE WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT MeChat.us IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU SPECIFICALLY ACKNOWLEDGE THAT MeChat.us SHALL NOT BE LIABLE FOR CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU. BY ENTERING INTO THIS AGREEMENT, YOU AGREE THAT OUR LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT OF THE MONTHLY SUBSCRIPTION FEE WE COLLECT FROM YOU, IF ANY. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES OR JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW, THEREBY MINIMIZING OUR LIABILITY TO YOU TO THE LOWEST AMOUNT PERMITTED BY APPLICABLE LAW.
Option to Exercise or Enforce
MeChat.us’s failure to exercise or enforce any legal right or remedy or provision or terms or amendments or motions or policy (collectively included in “Policy”) of this Terms (or which MeChat.us has the benefit of under any applicable Law) will not constitute a waiver of such Policy. This Terms is solely for MeChat.us’s convenience and for informational purposes only. MeChat.us reserves the right, in its sole discretion, to depart from the practices and standards set forth herein, and nothing in this Terms creates a right or the basis for a claim by users, third party, including a governmental entity, or is or should be construed as a promise or guarantee that MeChat.us will act in a given way in any particular circumstance.
Right to Assign
Users acknowledge and agree that due to the unique nature of MeChat.us there may be no adequate remedy at law for any breach of users obligations in this Terms. Any breach may allow users or third parties to unfairly compete with MeChat.us or Services resulting in irreparable harm to MeChat.us or Services. As such, upon any such breach or threat thereof, MeChat.us or Services shall be entitled to injunctions and other appropriate equitable relief in addition to whatever remedies it may have at law.
Interpretation and Entire Agreement
Consumer Rights Notice
Under California Civil Code Section 1789.3, California users of our Services are entitled to receive the specific consumer rights notices. If you have a complaint with the services provided on our Website or through our Services or wish to request further information, please contact us at the physical address set forth in in Section Notice of Arbitration with a description of your request. We cannot guarantee a response in any particular time period. If you remain unsatisfied, contact The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at 1-800-952-5210.
While we take reasonable precautions against possible security breaches of the Website, no website or Internet transmission is completely secure, and we cannot guarantee that unauthorized access, hacking, data loss, or other breaches will never occur. We urge you to take steps to keep your Personal Information safe (including your password), and log out of your Account after use.
NEXT PLAYOFF WINNERS ANNOUNCED
DECEMBER 4, 2025
Every business plan on your account will receive an evaluation at the end of each school year.
You will receive one business plan template for 12 months to access the education inside MeChat Universe. After your subscription ends, you can renew your tuition to plan professionally in the next business season or you have the option to auction off your business plan’s assets that you amassed during your learning experience. Thank you for learning in MeChat Universe, a financial literacy school designed to help guide entrepreneurs, like you, to financial wealth and to becoming better leaders.